Probate and Contentious Probate

Losing a loved one is difficult, and dealing with their estate can often be overwhelming. At HM & Co. Solicitors, we are committed to making the probate process as smooth and efficient as possible, ensuring that estates are wound up in a timely manner.

Our expert team can help you obtain the Grant of Probate, administer the estate, and guide executors and administrators through their legal responsibilities.

We also specialise in contentious probate, helping families and beneficiaries resolve disputes over wills, estates, and trusts. Disputes can be emotionally and financially damaging, but our experienced solicitors will work with you to resolve matters quickly, whether through negotiation, mediation, or litigation if necessary.

What is Probate?

Probate is the legal process of administering a deceased person’s estate, ensuring that their assets are distributed according to their will (or intestacy laws if no will exists).

The process includes:
✔ Obtaining the Grant of Probate (if a will exists) or Letters of Administration (if there is no will).
✔ Valuing the estate and settling any debts.
✔ Calculating and paying any Inheritance Tax (IHT).
✔ Distributing assets to beneficiaries.

If disputes arise, contentious probate refers to legal disputes over a will’s validity, the administration of an estate, or inheritance claims.

How We Can Help

We offer a fixed fee or a time-spent option for probate services, allowing flexibility in costs. Our team will advise on:

Obtaining Grant of Probate quickly and efficiently.
Administering estates, including managing assets, debts, and distributions.
Handling complex estates, including those with business assets or foreign elements.
Resolving disputes over wills, trusts, and estates.

We always strive to avoid litigation where possible by using mediation and alternative dispute resolution (ADR), but if necessary, we will support you through court proceedings.

Probate Costs: Fixed Fee vs. Time-Spent Option

1. Fixed Fee Probate Services

If preferred, we offer a fixed fee for estate administration.

  • We will review the estate’s details and provide a quote upfront, taking into account assets, liabilities, and potential complexities.
  • This option provides cost certainty for clients.

2. Time-Spent Option: What Affects the Cost?

For estates with complex assets or disputes, costs vary based on:
Size of the estate – Larger estates take longer to administer.
Types of assets – Property, business interests, and overseas assets can add complexity.
Inheritance Tax (IHT) liabilities – If tax planning or calculations are required.
Lifetime gifts – If the deceased made gifts that impact IHT calculations.
Number of beneficiaries – More beneficiaries increase administration work.
Disputed estates – If there is a legal challenge over the will or estate distribution.

Estimated Fees:
£5,000 – £15,000 plus VAT (£6,000 – £18,000 including VAT).
Costs may be lower for simple estates or higher for complex estates.

What’s Included in Probate Administration?

A standard estate administration typically involves:

✔ Advising executors and beneficiaries throughout the process.
✔ Gathering asset and liability details (bank accounts, property, investments).
✔ Placing legal death notices in The London Gazette and local newspapers.
✔ Communicating with banks, creditors, and financial institutions.
Calculating and paying Inheritance Tax (IHT).
✔ Liaising with HM Revenue & Customs (HMRC) regarding tax liabilities.
✔ Preparing legal documents and applying for Grant of Probate.
✔ Collecting assets, paying outstanding debts, and distributing to beneficiaries.
✔ Preparing a final estate account for executors’ approval.

If capital gains tax (CGT) or additional tax planning is required, we work with accountants to ensure compliance.

Potential Additional Costs

🔹 No Will / Intestacy Cases – Additional work is required if no will exists.
🔹 Estates with Shareholdings – Stocks, bonds, and complex investments require more time.
🔹 Overseas Assets – Estates with property or accounts abroad need specialist advice.
🔹 Property Sales / Transfers – Selling or transferring property is a separate legal service.
🔹 Disputes Over the Will – If beneficiaries contest the will, legal proceedings may be necessary.

We will provide a clear cost estimate if any of these situations apply.

How Long Does Probate Take?

Probate timeframes vary depending on estate complexity.

Average estate administration: 12 months
Simple cases: Less than 12 months
Complex cases: Can take longer than 12 months

Delays may occur if:

  • There are disputes among beneficiaries.
  • The estate includes business or overseas assets.
  • HMRC investigates the estate’s tax position.
  • The will’s validity is challenged.

What is Contentious Probate?

Disputes can arise over wills, inheritance, or estate administration. Common contentious probate issues include:

Challenging a will’s validity – Claims of undue influence, fraud, or lack of capacity.
Inheritance Act claims – Family members making claims under the Inheritance (Provision for Family and Dependants) Act 1975.
Executor disputes – Concerns over executor conduct or delays.
Trust disputes – Issues regarding the administration of trusts in an estate.

We aim to resolve disputes amicably using negotiation and mediation, but if necessary, we will represent you in probate litigation.

Why Choose HM & Co. Solicitors?

Specialist Probate Team – Experienced in both estate administration and contentious probate.
Transparent Costs – Fixed fees available for straightforward cases.
Efficient Process – We handle probate quickly and effectively.
Dispute Resolution Experts – We prioritise mediation to avoid costly litigation.

Contact HM & Co. Solicitors for Probate Services

If you need assistance with probate or contentious probate, our expert team is here to help.

Visit us: 186 Lower Road, Surrey Quays, London SE16 2UN
Call us: 0207 112 8180
Email us: info@hmsolicitorsltd.com

Let HM & Co. Solicitors take the stress out of estate administration and inheritance disputes. Contact us today for expert legal support.

Your Questions, Answered

FAQs

Probate and Contentious Probate FAQs

1. What is probate?

<p data-start="109" data-end="317">Probate is the <strong data-start="124" data-end="141">legal process</strong> of administering a deceased person’s estate, ensuring that their assets are distributed according to their will (or intestacy laws if no will exists). This process includes:</p>
<p data-start="319" data-end="567">✔ Obtaining <strong data-start="331" data-end="351">Grant of Probate</strong> (if there is a will) or <strong data-start="376" data-end="405">Letters of Administration</strong> (if no will exists).<br data-start="426" data-end="429" />✔ Valuing the estate and settling outstanding debts.<br data-start="481" data-end="484" />✔ Paying any <strong data-start="497" data-end="522">Inheritance Tax (IHT)</strong>.<br data-start="523" data-end="526" />✔ Distributing assets to beneficiaries.</p>
<p data-start="6912" data-end="7059" data-is-last-node=""></p>

2. Do I need probate if there is a will?

<p data-start="625" data-end="737">Yes, in most cases, probate is required even if there is a will. However, probate <strong data-start="707" data-end="731">may not be necessary</strong> if:</p>

<ul data-start="739" data-end="932">
<li data-start="739" data-end="843">The estate is small and <strong data-start="765" data-end="788">held in joint names</strong> (e.g., joint bank accounts, joint tenancy property).</li>
<li data-start="844" data-end="932">The estate’s assets do not include <strong data-start="881" data-end="929">property, shares, or significant investments</strong>.</li>
</ul>
<p data-start="934" data-end="1016">We can advise on whether probate is needed based on your specific circumstances.</p>
<p data-start="6912" data-end="7059" data-is-last-node=""></p>

3. How long does probate take?

<p data-start="1065" data-end="1232"><strong data-start="1067" data-end="1111">Average estate administration: 12 months</strong></p>
<p data-start="1065" data-end="1232"><strong data-start="1117" data-end="1145">Simple cases: 6-9 months</strong></p>
<p data-start="1065" data-end="1232"><strong data-start="1151" data-end="1230">Complex cases (e.g., tax issues, disputes, overseas assets): Over 12 months</strong></p>
<p data-start="1234" data-end="1274">Factors that may cause delays include:</p>

<ul data-start="1275" data-end="1401">
<li data-start="1275" data-end="1313">Disputes over the will’s validity.</li>
<li data-start="1314" data-end="1365">HM Revenue &amp; Customs (HMRC) tax investigations.</li>
<li data-start="1366" data-end="1401">Locating missing beneficiaries.</li>
</ul>
<p data-start="6912" data-end="7059" data-is-last-node=""></p>

4. What is contentious probate?

<p data-start="1450" data-end="1583">Contentious probate refers to <strong data-start="1480" data-end="1535">disputes over a will, estate, or inheritance claims</strong>. Common reasons for probate disputes include:</p>
<p data-start="1585" data-end="1872">✔ <strong data-start="1587" data-end="1620">Challenging a will’s validity</strong> (fraud, undue influence, or lack of mental capacity).<br data-start="1674" data-end="1677" />✔ <strong data-start="1679" data-end="1701">Inheritance claims</strong> by family members who feel unfairly excluded.<br data-start="1747" data-end="1750" />✔ <strong data-start="1752" data-end="1773">Executor disputes</strong> (concerns over delays or misconduct).<br data-start="1811" data-end="1814" />✔ <strong data-start="1816" data-end="1834">Trust disputes</strong> regarding how an estate is managed.</p>
<p data-start="1874" data-end="1993">We prioritise <strong data-start="1888" data-end="1942">mediation and alternative dispute resolution (ADR)</strong> to settle disputes quickly and cost-effectively.</p>
<p data-start="6912" data-end="7059" data-is-last-node=""></p>

5. How much does probate cost?

<h4 data-start="2042" data-end="2077"><strong data-start="2047" data-end="2075">Fixed Fee Probate Option</strong></h4>
<p data-start="2078" data-end="2154">A <strong data-start="2083" data-end="2102">fixed fee quote</strong> is available based on estate size and complexity.</p>

<h4 data-start="2156" data-end="2202"><strong data-start="2161" data-end="2200">Time-Spent Option (Complex Estates)</strong></h4>
<p data-start="2203" data-end="2352"><strong data-start="2206" data-end="2232">£5,000 – £15,000 + VAT</strong> (£6,000 – £18,000 including VAT).<br data-start="2266" data-end="2269" />Costs may be <strong data-start="2285" data-end="2315">higher for complex estates</strong> with foreign assets or tax issues.</p>
<p data-start="2354" data-end="2412">We will provide a <strong data-start="2372" data-end="2395">clear cost estimate</strong> at the outset.</p>
<p data-start="6912" data-end="7059" data-is-last-node=""></p>

6. What are the key steps in probate administration?

<p data-start="2483" data-end="3018">1️⃣ <strong data-start="2487" data-end="2508">Obtaining Probate</strong> – Applying for Grant of Probate or Letters of Administration.<br data-start="2570" data-end="2573" />2️⃣ <strong data-start="2577" data-end="2599">Valuing the Estate</strong> – Identifying assets, debts, and liabilities.<br data-start="2645" data-end="2648" />3️⃣ <strong data-start="2652" data-end="2678">Paying Inheritance Tax</strong> – If applicable, liaising with HMRC.<br data-start="2715" data-end="2718" />4️⃣ <strong data-start="2722" data-end="2743">Collecting Assets</strong> – Gathering funds, property, and investments.<br data-start="2789" data-end="2792" />5️⃣ <strong data-start="2796" data-end="2814">Settling Debts</strong> – Paying outstanding loans, taxes, and expenses.<br data-start="2863" data-end="2866" />6️⃣ <strong data-start="2870" data-end="2897">Distributing the Estate</strong> – Transferring assets to beneficiaries.<br data-start="2937" data-end="2940" />7️⃣ <strong data-start="2944" data-end="2962">Final Accounts</strong> – Preparing a summary of the estate’s administration.</p>
<p data-start="6912" data-end="7059" data-is-last-node=""></p>

7. What happens if someone dies without a will?

<h3 data-start="3025" data-end="3082"><strong>If someone dies without a will, the estate is distributed under the intestacy rules, which may mean:</strong></h3>
<p data-start="3191" data-end="3466">✔ Spouses/civil partners inherit <strong data-start="3224" data-end="3251">only part of the estate</strong> (if there are children).<br data-start="3276" data-end="3279" />✔ Unmarried partners receive <strong data-start="3308" data-end="3319">nothing</strong>.<br data-start="3320" data-end="3323" />✔ Children inherit based on strict <strong data-start="3358" data-end="3377">legal hierarchy</strong>.<br data-start="3378" data-end="3381" />✔ The estate may go to distant relatives <strong data-start="3422" data-end="3463">instead of close friends or charities</strong>.</p>
<p data-start="3468" data-end="3566">Applying for <strong data-start="3481" data-end="3510">Letters of Administration</strong> will be required, and we can assist with the process.</p>
<p data-start="6912" data-end="7059" data-is-last-node=""></p>

8. Can someone challenge a will?

<p data-start="3616" data-end="3672">Yes, a will can be contested on the following grounds:</p>
<p data-start="3674" data-end="3995">✔ The person lacked <strong data-start="3694" data-end="3713">mental capacity</strong> when making the will.<br data-start="3735" data-end="3738" />✔ The will was made under <strong data-start="3764" data-end="3795">undue influence or coercion</strong>.<br data-start="3796" data-end="3799" />✔ The will is <strong data-start="3813" data-end="3827">fraudulent</strong> or incorrectly executed.<br data-start="3852" data-end="3855" />✔ The will fails to make <strong data-start="3880" data-end="3904">reasonable provision</strong> for dependents under the <strong data-start="3930" data-end="3992">Inheritance (Provision for Family and Dependants) Act 1975</strong>.</p>
<p data-start="3997" data-end="4086">If you need to <strong data-start="4012" data-end="4042">challenge or defend a will</strong>, our contentious probate team can assist.</p>
<p data-start="6912" data-end="7059" data-is-last-node=""></p>

9. How can probate disputes be resolved?

<p data-start="4144" data-end="4189">Most probate disputes are resolved through:</p>
<p data-start="4191" data-end="4444">✔ <strong data-start="4193" data-end="4208">Negotiation</strong> – Resolving matters between beneficiaries and executors.<br data-start="4265" data-end="4268" />✔ <strong data-start="4270" data-end="4283">Mediation</strong> – A cost-effective way to settle disputes without going to court.<br data-start="4349" data-end="4352" />✔ <strong data-start="4354" data-end="4368">Litigation</strong> – If necessary, we will <strong data-start="4393" data-end="4419">represent you in court</strong> for a fair resolution.</p>
<p data-start="4446" data-end="4547">We always aim for a <strong data-start="4466" data-end="4496">swift, amicable resolution</strong> to avoid <strong data-start="4506" data-end="4544">unnecessary legal costs and stress</strong>.</p>
<p data-start="6912" data-end="7059" data-is-last-node=""></p>

10. Can I remove an executor from a will?

<p data-start="4606" data-end="4664">Yes, an executor can be <strong data-start="4630" data-end="4653">removed or replaced</strong> if they:</p>
<p data-start="4666" data-end="4791">❌ Delay the probate process unreasonably.<br data-start="4707" data-end="4710" />❌ Fail to act in the best interests of the estate.<br data-start="4760" data-end="4763" />❌ Mismanage estate assets.</p>
<p data-start="4793" data-end="4886">Legal action may be required to <strong data-start="4825" data-end="4848">replace an executor</strong>, and we can advise on your options.</p>
<p data-start="6912" data-end="7059" data-is-last-node=""></p>

11. What taxes might be payable on the estate?

<p data-start="4951" data-end="5260"><strong data-start="4954" data-end="4979">Inheritance Tax (IHT)</strong> – Payable at <strong data-start="4993" data-end="5000">40%</strong> on estates over <strong data-start="5017" data-end="5029">£325,000</strong>, or £500,000 if a home is left to children/grandchildren.<br data-start="5087" data-end="5090" /><strong data-start="5093" data-end="5120">Capital Gains Tax (CGT)</strong> – May apply if assets increase in value before they are sold.<br data-start="5182" data-end="5185" /><strong data-start="5188" data-end="5202">Income Tax</strong> – If the estate generates income during administration.</p>
<p data-start="5262" data-end="5340">We provide <strong data-start="5273" data-end="5298">specialist tax advice</strong> to minimise liabilities where possible.</p>
<p data-start="6912" data-end="7059" data-is-last-node=""></p>

12. Can probate be avoided?

<p data-start="5385" data-end="5448">In some cases, probate <strong data-start="5408" data-end="5431">may not be required</strong>, such as when:</p>
<p data-start="5450" data-end="5664">✔ Assets are jointly owned (e.g., joint bank accounts, joint tenancy property).<br data-start="5529" data-end="5532" />✔ The estate is <strong data-start="5548" data-end="5568">small and simple</strong> (e.g., no property or shares).<br data-start="5599" data-end="5602" />✔ A trust has been set up to hold assets outside the estate.</p>
<p data-start="5666" data-end="5734">We can advise whether probate is necessary for your circumstances.</p>
<p data-start="6912" data-end="7059" data-is-last-node=""></p>

13. What happens if a beneficiary cannot be found?

<p data-start="5802" data-end="5836">If a beneficiary is missing, we:</p>
<p data-start="5838" data-end="6006">✔ Use <strong data-start="5844" data-end="5862">tracing agents</strong> to locate them.<br data-start="5878" data-end="5881" />✔ Apply for a <strong data-start="5895" data-end="5910">court order</strong> if the beneficiary cannot be found.<br data-start="5946" data-end="5949" />✔ Distribute funds to other beneficiaries if necessary.</p>
<p data-start="6008" data-end="6094">Missing beneficiaries <strong data-start="6030" data-end="6051">can delay probate</strong>, so it is crucial to address this early.</p>
<p data-start="6912" data-end="7059" data-is-last-node=""></p>

14. What if there are debts in the estate?

<p data-start="6154" data-end="6250">Executors must ensure <strong data-start="6176" data-end="6201">all debts are settled</strong> before distributing the estate. This includes:</p>
<p data-start="6252" data-end="6420">✔ <strong data-start="6254" data-end="6274">Funeral expenses</strong>.<br data-start="6275" data-end="6278" />✔ <strong data-start="6280" data-end="6321">Mortgage, loans, and credit card debt</strong>.<br data-start="6322" data-end="6325" />✔ <strong data-start="6327" data-end="6369">Tax liabilities (IHT, CGT, income tax)</strong>.<br data-start="6370" data-end="6373" />✔ <strong data-start="6375" data-end="6417">Utility bills and outstanding payments</strong>.</p>
<p data-start="6422" data-end="6513">If debts exceed assets, the estate is <strong data-start="6460" data-end="6473">insolvent</strong>, and we can advise on how to proceed.</p>
<p data-start="6912" data-end="7059" data-is-last-node=""></p>

15. How do I get started with probate?

<p data-start="6569" data-end="6633">Contact us for a <strong data-start="6586" data-end="6615">free initial consultation</strong>, where we will:</p>
<p data-start="6635" data-end="6768">✔ Explain your legal responsibilities.<br data-start="6673" data-end="6676" />✔ Advise whether probate is required.<br data-start="6713" data-end="6716" />✔ Provide an <strong data-start="6729" data-end="6765">estimate of costs and timescales</strong>.</p>
<p data-start="6770" data-end="6910"><strong data-start="6773" data-end="6786">Visit us:</strong> 186 Lower Road, Surrey Quays, London SE16 2UN<br data-start="6832" data-end="6835" /><strong data-start="6838" data-end="6850">Call us:</strong> 0207 112 8180<br data-start="6864" data-end="6867" /><strong data-start="6870" data-end="6883">Email us:</strong> <a rel="noopener" data-start="6884" data-end="6908">info@hmsolicitorsltd.com</a></p>
<p data-start="6912" data-end="7059" data-is-last-node="">Let <strong data-start="6916" data-end="6939">HM &amp; Co. Solicitors</strong> take the stress out of estate administration and inheritance disputes. <strong data-start="7011" data-end="7059" data-is-last-node="">Get in touch today for expert legal support.</strong></p>

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